Free budgeting app

Your budget, clear and calm.

Plan your month-end, anticipate your direct debits and grow your savings, with Goldy by your side.

The Goldy app is currently available in French.

See the demo Sample data only: nothing is saved to your budget.

  • Free
  • No account
  • Data on your device
Goldy, the app’s golden retriever, welcoming you with a smile.
Goldy’s home screen on a phone, in demo mode: current balance, budget until the next income and income for the month.

How it works

Three steps to see clearly.

  1. Add your account and its balance

    Just enter your account’s current balance. Goldy does not connect to your bank: you stay in control of your figures.

  2. Enter your recurring costs

    Rent, subscriptions, direct debits: choose a frequency once, and each payment appears on its date.

  3. Read your month-end

    Goldy estimates what you would have left after your planned transactions, up to your next income.

Day to day

What Goldy does for you.

Goldy’s dashboard: current balance, budget until the next income, and income and spending for the month.

Plan your month-end

Your current balance, your budget until your next income and your month-end estimate are kept clearly separate.

Goldy’s Épargne (Savings) page: current savings and an emergency savings account with its goal.

Build your savings

Savings accounts, goals, planned deposits: you see what you have put aside and what is left to do.

Goldy’s Catégories et budgets (Categories and budgets) page: monthly limits per category with the share already spent.

Stick to your budgets

Set a limit for each category and see where you stand this month, without judgement.

See all features

Trust

Your data stays with you.

Goldy works without an account: your budget is saved on your device.

  • No bank connection

    Goldy never connects to your bank. You enter what you want to track yourself.

  • No trackers

    No targeted advertising, no audience measurement. Your financial data is never used for advertising.

  • Optional Goldy Cloud

    An account is used for Goldy Cloud: syncing and backing up your budget across your devices, with your explicit consent.

Your figures stay with you.

Goldy, the app’s golden retriever, smiling.

Meet Goldy

A companion, not a lecturer.

Goldy is the app’s golden retriever. He answers your questions about your budget using your own figures, even offline.

Discover Goldy

Web or Windows

In your browser or on your computer.

Goldy Web

Nothing to install: open Goldy in your browser, on a computer or a phone.

  • Main features available offline
  • Budget saved in this browser
  • Can be added to your home screen
Open the app

Goldy for Windows

An app to install, with its own engine: no browser needed.

  • Windows 64-bit
  • Verified updates, offered in the app
  • Budget saved on your computer
Download for Windows

Frequently asked questions

The essential answers.

Is Goldy really free?

Yes. Goldy is free: no feature is kept behind a payment. Financial support is entirely optional.

Do I need to create an account?

No. You can use Goldy without an account. An account is used for Goldy Cloud, to sync and back up your budget across your devices.

Where is my data saved?

On your device. If you turn on Goldy Cloud, a copy of your budget is also linked to your account for syncing.

Does Goldy connect to my bank?

No, never. You enter your transactions yourself: Goldy asks for no bank login details and no access to your accounts.

All questions

A little clarity, every day.

Start now, with no account and no bank card.