Features
Eight simple tools that share the same calculation engine, in your browser as on Windows.
In the app: Accueil (Home)
Your current balance, the budget available until your next income and your month-end estimate are shown separately. The link “Comment est calculé ce montant ?” (How is this amount calculated?) explains each estimate in detail.
An estimate depends on the transactions you have recorded.
In the app: Opérations (Transactions)
Search for a transaction, filter by status, type, category or period, and tick off the ones that have actually gone through. A planned transaction counts towards the forecast; a ticked-off transaction changes your current balance.
In the app: Opérations › Récurrences (Transactions › Recurring)
Salary, rent, subscriptions: choose a frequency (every week, month, quarter or year) and each payment appears on its date. Automatic ticking off can mark them as done, and you can pause a recurring transaction at any time.
In the app: Catégories et budgets (Categories and budgets)
Organise your spending into categories and give yourself a monthly limit. For each category, you see what has already been spent, what is still planned and what is left.
A limit is a spending guide: no money is taken or blocked.
In the app: Épargne (Savings)
Track your savings accounts with the rate you enter, plan your deposits and withdrawals, and set yourself goals. Your investments are tracked separately, through the contributions you record.
Projections are based on your current capital and the rate you enter, excluding tax and rate changes. No regulated rate is applied automatically.
In the app: Crédits et paiements (Loans and payments)
Monthly payments, estimated remaining capital and estimated end date, including for a pay-in-instalments purchase. The payments are taken into account in your budget.
These are estimates: they do not replace your bank’s statements.
In the app: Statistiques (Statistics)
Your spending broken down by category, a comparison with the previous month and the trend over the last six months, based on the transactions you have ticked off.
In the app: Compte et données (Account and data)
Export a backup of your budget in one click, then restore it on another device once the file has been checked. Goldy Cloud, which is optional, syncs your budget across your devices with your explicit consent.
If there is a sync conflict, Goldy never merges two versions without asking you which one to keep.
Discover these tools with sample data, then start your own budget whenever you like.